Betty's husband dies with $30,000 to his name. After everything is done at the funeral home and cemetery, she tells her closest friend that there is none of the $30,000 left.

The friend says, "How can that be?"

The widow says, "Well, the funeral cost me $6,500. And of course I made a donation to the church...that was $500, and I spent another $500 for the wake, food and drinks...The rest went for the memorial stone."

The friend says, "$22,500 for the memorial stone? My God, how big is it?!"

The widow says, "Three carats!"